The first thing you need to know is that if you wait to enroll, not enrolling during the appropriate enrolling periods may create a penalty and you may experience a gap in coverage. There are certain times when people can enroll in Medicare. Some get Medicare automatically, and others need to apply. The first time you can enroll is your initial enrollment period and it lasts seven months. Your initial enrollment period begins three months before the month you turn 65 and ends three months after the month you turn 65. If you are currently receiving Social Security benefits, you will be auto-enrolled into Medicare. If not, you have to enroll yourself.

Original Medicare is the parts of Medicare you will be auto-enrolled into, if that is your situation. That includes Medicare Part A and Medicare Part B. Now, if you need vision, dental, long-term care, hearing, and possibly, maybe some other important coverage, you will have to enroll into the proper forms of Medicare. Here is what you should do:
⦁ Confirm your eligibility
⦁ Determine if you need additional coverage beyond what Parts A and B provide
⦁ And then apply for Original Medicare at your local Social Security office or through USAmeriCare’s website
⦁ Begin shopping for your preferred, additional coverages
Our recommendation is to have a licensed Medicare agent, like the ones here at USAmeriCare. We will discuss with you your personal needs to determine the coverage you need to find the best blend of price and coverage.