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Medicare Eligibility

Generally, Medicare is available for people age 65 or older, younger people with disabilities and people with End Stage Renal Disease (permanent kidney failure requiring dialysis or transplant). However, individuals who have been receiving Social Security disability benefits for at least 24 months are also eligible. Medicare eligibility begins, for most, at age 65.

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Am I eligible for Medicare?

If you are a U.S. citizen or a permanent legal resident who has lived in the United States for at least five years and. You are receiving Social Security or railroad retirement benefits or have worked long enough to be eligible for those benefits but are not yet collecting them. You qualify for Medicare benefits…

If you are under 65, you can also qualify if you meet these criteria:

  •  You are permanently disabled and you have been receiving Social Security disability income benefits for 24 months.
  •   You have end-sta
  •   You have Amyotrophic Lateral Sclerge renal disease.osis (Lou Gehrig’s Disease)
Medicare eligibility for Part A

You are eligible for Medicare Part A coverage at no cost at age 65 as long as you or your spouse has worked for at least 10 years in the United States.

If you haven’t worked for 10 years, you can still purchase Part A coverage.

As long as you have already enrolled in Social Security, you will be automatically enrolled in Part A. If not, you will have to contact the Social Security office to enroll.

Your Medicare card will arrive around one month before you turn 65.

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Medicare eligibility for Part B

The same eligibility requirements for Part A apply for Part B.

However, there is a monthly premium.

Medicare eligibility for Part C

To be eligible for Medicare Part C, or Medicare Advantage, you must first be enrolled in Medicare Part A and B.

Medicare eligibility for Part D

You are eligible for Part D as long as you are enrolled in either Part A or B.

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Do I have to sign up for Medicare?

Medicare eligibility begins at age 65, and signing up on time can help you avoid premium surcharges. But if you’re working at 65, you get a bit more leeway. Medicare eligibility starts at age 65. Your initial window to enroll is the seven-month period that begins three months before the month of your 65th birthday and ends three months after it. Seniors are generally advised to sign up on time to avoid penalties that could prove quite costly over the course of retirement.