Medicare Part C
Medicare Advantage (MA) is also known as Medicare Part C.
An MA plan is administered by private insurance companies contracted with the Federal government. But, you do not enroll at the Social Security office. You talk with a licensed USAmeriCare Medicare agent.
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What does Medicare Advantage cover?
Understand, you are still enrolled in Original Medicare under a Medicare Advantage Plan.
However, MA plans may offer certain benefits that Original Medicare doesn’t cover, like:
⦁ Dental coverage
⦁ Vision coverage
⦁ Caregiver Counseling and Training
⦁ Prescription Drug Coverage
What does Medicare Part C cost?
Some Medicare Part C plans have premiums as low as $0. However, this does not mean it is free. Medicare pays a monthly sum to the insurance carrier to provide your care. That’s how premiums can be at no-cost to you. So, be sure to talk to a Part C specialist at USameriCare insurance to see what you can qualify for!
Medicare Part C enrollment periods
To enroll in a Medicare Advantage plan you must first get Medicare Part B. You can also do so during the annual election period each fall, which is from October 15 to December 7. Your benefits will begin January 1.
Am I eligible for Medicare Part C?
Any Medicare beneficiary is eligible for Part C. As long as you are enrolled in BOTH Medicare Part A and B you can purchase a Medicare Advantage plan. You cannot drop Part B. If you do so, you will lose Part C coverage.
Also, you cannot have End-Stage Renal Disease. This is the only health question you will have to answer on a Part C application.
What is my total out-of-pocket for Medicare Advantage?
Medicare Advantage plans must limit how much their members pay out-of-pocket for covered Medicare expenses. The maximum out-of-pocket limit is $6,700 for in-network services and $10,000 for out-of-network services. Medicare set the maximum but some plans voluntarily establish lower limits. This is a great value because Original Medicare has no out-of-pocket maximum. You are required to pay 20% of your services over and over.